3
out of 5
POSTED: | BY: Jim Ciquera
Austin Surgury
Good service overall. I a glad that I have the ASPCA coverage in place.
4.5
out of 5
Number of reviews 11,716
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Audrey LaVassaur
Worry free Pet Insurance.
After having my puppy for a few weeks, Benji developed an eye problem which cost me amost 2,000$ before the problem was solved. So I decided we needed pet insurance for him. After enrolling the 30 day grace period Benji started with vomited so blood work was done...tried various dog foods finally & maybe out grew the problem. Am very happy to have coverage for the vet costs.
4
out of 5
POSTED: | BY: kathy redd
flynn's foot
When Flynn broke his foot it was horrible!We rushed him to the emergency hospital. After he was taken care of we were told we'd have to come back for more x rays and splints. I thought this is going to cost a lot of money and then I remembered we had ASPCA pet insurance. I had forgotten all about it. What a relief!
5
out of 5
POSTED: | BY: Bayley Clayton
Louis
ASPCA pet insurance is one of the best decisions I have ever made. My husband and I have a french bulldog who is generally healthy, but of course something always comes up when you have a pet. He had a bad reaction to the dog flu vaccine and was in and out of the vet for 2 weeks. It ended up costing us more than $1000, but with the pet insurance we got most of that money back. He has also had bouts of giardia, and several eye accidents that have been covered. I am so thankful every time I take him to the vet that I know the pet insurance will help cover the costs.
4
out of 5
POSTED: | BY: Amie
ASPCA Pet Ins, Is a really good Idea!
We decided to get pet insurance after having two ACL replacements on our lab/newfoundland. Which cost us out of pocket over 10k. After he passed we got a puppy golden girl, and decided that it would be a good idea to get coverage while she was young and before anything went wrong. So far she is as healthy as can be. But the insurance has already paid for itself just in well visits and a small injury. Highly recomend having pet insurance.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.