ASPCA | Pet Insurance Review

Confetti my 12-year old Siamese became listless and didn't eat for three days. My vet recognized that he weas dehydrated and gave him fluids and tests which proved negative. He came home feeling better than before he had gotten sick. This was my first time to have insurance and I am grateful for it.

EFFICIENT CLAIM HANDLING AND PROVIDES COVERAGE AS THE PLAN DESCRIBES

Pet owner friends of mine recommended that I purchase ASPCA pet insurance on the same day I purchased my puppy. He seemed perfectly healthy, but of course unforeseen accidents occur - puppies eat plants they shouldn't , and many times over the 4 1/2 years I've had him, I've been grateful for the coverage.

Buffy, our shih tzu, was about three when we adopted her from her foster home. Within two months she required surgery to remove bladder stones and a corroded quarter swallowed sometime in her youth. We immediately decided we needed pet insurance! and are so thankful we chose to get it from ASPCA Pet Insurance. She has since needed life-saving surgery for a "telescoping intestine" and later treatment at Pet Emergency for a severe ear infection. We received fair and speedy reimbursement on each occasion after submitting our claim form. It's a relief to know that help is there if and when we need it for our beloved pet.

I would just like people to know that when a policy renews, if the animal (in this case my cat) has had a problem in the prior policy year, it will be considered a pre-existing condition for the next policy year. My cat started to get sick in November 2010. An ER visit and several vet visits to try and find out what was wrong were reimbursed to the extent of the policy. However, wasn't until mid Dec they finally found the issue - a brain tumor. Unfortunately, my policy renewed on Dec 1, so the biggest expenses - the cardiopulmonary ultrasound, the CT scan, anesthesia, overnight hospital stay, etc. were not covered since it related to her prior condition in November. So watch when your animal gets sick and when your policy renews. Timing is everything and it certainly was in my case.