4
out of 5
POSTED: | BY: Danna
Nothing bad to say
It took a little longer than I had anticipated to receive reimbursement but, all in all, it was not a terribly long wait period.
4.5
out of 5
Number of reviews 11,717
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Cami Landau
Very quick response time
It is very easy to submit insurance claims to this pet insurance company. I get very quick responses to my claims. Good value for the money, even in New York where veterinary bills are very high.
4
out of 5
POSTED: | BY: Rowena Moynihan
Greyhound emergency
I own greyhounds, 1 AKC Italian and 1 AKC Standard.I have been in dogs professionally for 35 years. I choose greyhounds to fancy partly because there are fewer health problems associated with the breed. Recently my big guy went to the vet for a intestinal blockage, I am fully aware of bloat in large deep chested breeds, but this was different and luckily the blockage disappeared. Not before many costly X-rays and late night weekend care. I chose ASPCA because they pay. While I do not agree with some of the organizations stands, I do know the level 3 coverage pays, is easy to file and I believe fair.
1
out of 5
POSTED: | BY: Lena
Are you kidding me?
I gave ASPCA a good review before but I just submitted another claim and noticed that the amount was wrong..it turns out that I got a credit from my vet's office for something I was charged for that I shouldn't have been on a different visit. So, ASPCA insurance applied that to my reimbursement even though I didn't submit the bill for payment (it was for boarding). The person I spoke to on the phone was NOT helpful and a little snarky.
5
out of 5
POSTED: | BY: Mary R.
I'd advise every pet owner to have this insurance.
Originally, I subscribed to the ASPCA Pet Insurance for our move from Arizona to Michigan, worried that something would happen to my two kitties on the way. Instead, it was still in force after we moved, and my "old girl" began to be ill off and on. So I've kept the insurance, and it has paid returns several times now. We never get questioned about the validity of our claim, and the payment is very swift. Good Job!!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.