4
out of 5
POSTED: | BY: Darren Rennick
Great Service
Fast payout with no hassel. Exactly why you should have insurance.
4.7
out of 5
Number of reviews 11,662
Updated: May 29, 2024
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3
out of 5
POSTED: | BY: Allison Kelly
Peace of Mind
Good coverage BUT it woul cost LESS if nail trimmings were covered rather than treating a tear with an infection!Spaying should be covered 100% !
I know that my "Bella"- a Cherian will be healthy because I have insurance for her. Preventative care should be covered 100% so that more serious illnesses and injuries will not occur.
5
out of 5
POSTED: | BY: Dan Simonson
My Hollybelle is important to me ,now so is aspca
As a Shituz,my Hollybelle always had sinus and nasle problems.I read about ASPCA pet ins. and decided to
purchase the level two plan.
One day while taking a walk, she ran around so fast she
fell over trying to get her breath.
Of course this scared daylights out of me, so I took her
to my vet, who then suggested I go to Ohio State to have
her heart and all chked out.
The cost of eeg's and ekg's were costly,but thanks to my
insurance most was covered and handled in a fine and fast
way. I was so surprised to receive my check!!!
I would recomend anyone that loves their pet, and will need help with the bills, they should purchase this Ins.
I know I'll always have it from now on.
4
out of 5
POSTED: | BY: Cindy
Boy it helps
I had a dog that was very accident prone including being bitten by a snake. I now have a dog that just got off medication for Valley Fever and another dog that recently was treated for an anal infection. Pet insurance has been a great financial health. I highly recommend having insurance on your four footed loved ones.
5
out of 5
POSTED: | BY: John Hart
Pet insurance is a good idea
We haven't had a dog for at least 20 years. Last August our yellow lab'Annie' was given to us by Guide Dogs. She didn't make the cut as a guide dog. We had no idea how expensive visits to the vet can be. After the
first $1000 vet bill we got ASPCA insurance. Then we found a lump on
Annie's back which turned out to be harmless, but the bill for removing
the lump was over $800. We filed a claim and ASPCA sent us a check for
$438. I have no complaints about ASPCA. They were prompt and
courteous and friendly on the phone.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.