5
out of 5
POSTED: | BY: Eve Milby
Thanks for being there to help!
Be sure you have your insurance form handy; Have an Emergency Pet Service number handy & don't forget to take the form along for the Vet to fill in.
4.7
out of 5
Number of reviews 11,662
Updated: May 29, 2024
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Russ Tassie
A little relief from high vet bills
Like most dog owners, we are willing to spend whatever it takes to give our pet the best quality care. ASPCA pet insurance helps us do just that. In these tough times it's good to know there is some relief from high vet bills. I only have had one claim, but I have found the service to be quick, kind and as I had hoped.
5
out of 5
POSTED: | BY: Jonathan York
Well worth it
Hendrix had a strained tendon and the insurance covered xrays and meds.
5
out of 5
POSTED: | BY: Lori Strivelli
aspca pet insurance
I have no problems with aspca pet insurance and have already and will continue to recommend the insurance to other people.I just wish that the claims could be handled in a more timely manner.....
4
out of 5
POSTED: | BY: Gabriel Ludi
Good review
Our dog was being neutered and receiving his yearly shots. We submitted a claim to be reimbursed and it went through very quickly and smoothly. We were given updates throughout the process.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.