ASPCA | Pet Insurance Review

I have had my boy Bocce for two years. I have had other pets before, but have never had pet insurance. When I purchased the insurance, I had hoped that I would never have to use it, just a way to have peace of mind. However, Bocce has had numerous medical issues related to a defficient immune system. The latest issue is inflammatory bowel disease. Bocce is a large bullmastiff, so his medical bills tend to be higher than a small dog. Each time I file a claim, I am hesitant because I don't think it will be covered. I have never been disappointed. I am mindful of what I turn in, and much of the expense I incurr on my own. I always think "they are going to turn me away." The people at ASPCA truly care about pets! This coverage has allowed me to keep my pet, and to keep him healthy. He is my family, and here at ASPCA, he is treated that way. I don't even want to think about how I would have been able to provide my boy the care he needs without you. THANK YOU ASPCA!

I am a little conflicted with this insurance company. I agree with a lot of the other reviews on a couple of points. They do not really follow up. I had a claim pending and I called ASPCA and they said they were needing more info from the vet. I called the vet and they told me that they had sent all the required info in, and that they have not received any phone calls asking for anything....bottom line, you have to do all the work to make sure your claim is being handled.Secondly, I agree with the pre-existing issue. I think they are way to strict in regard to this, and like the other review says, check the fine print! Other than that, they are a little slow in getting me my money. I have a boxer with cancer and he has to go every week for chemo, so my bills are really piling up. It would be nice if they could work a little harder, and faster in the reimbursement phase. I do think that having insurance is the way to go, and in the end, ASPCA is probably one of the best. I am glad I have it, and would recommend it.

When I adopted an 8 year old dog earlier this year, my daughter advised me of ASPCA insurance that she had on her new cat. After I compared rates and other plans I purchased this insurance which already has saved me hundreds of dollars. I had unexpected medical claims for my dog which ASPCA handled in a timely and efficient manner. My experience has been positive with my coverage and I will renew this insurance and recommend it to others. I can sleep well knowing that if any unexpected issue happens to my pet I can afford to take care of major issues.

ASPCA helps to offset the high costs of veterinary care for our dog who happens to be pretty healthy. But the costs themselves are so high, the exclusions so big and important, and the reimbursements so modest, that it is of only limited helpfulness. I think a lot of people go without veterinary care for their pets because they just can't afford the costs.

Knowing Tucker (my rescued Tennessee Lab) had pet insurance made me feel very confident about being able to assure him of great medical care without financial worries.