2
out of 5
POSTED: | BY: chester
TOOO long to get a check
It takes 2 days to let you know you were denied a claim, but weeks.... to get a check when you are approved.
4.5
out of 5
Number of reviews 11,699
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Frank Santomauro
ASPCA Pet Insurance
I find that the ASPCA Pet Insurance is a user friendly, ethical insurance company which I would highly recommend for anyone who has and cares about their pet.
5
out of 5
POSTED: | BY: Kellie Davies
ASPC Health Insurance Has Been Helpful
I adopted Colt (an ex-racing Greyhound) a little over a year ago. Not having ever owned a Greyhound, I wasn't sure of what his health needs my be, not to mention any potential accidents. I decided to cover him with the ASPCA Health Insurance immediately. The rates seemed reasonable, and you never know what the future holds in health costs. Although Colt has only needed his insurance for a serious ear infection, skin irritation and high blood pressure, the insurance has paid back at least half of my expenses, and 80% after the $100 deductible was met. I am truly glad I had ASPCA Insurance when Colt needed it, and will continue to carry it for him. The montly premiums are painless as compared to being hit with huge vet bills all at once. The responses on the claims have been pretty timely as well. Over all, I am very statisfied with the ASPCA Pet Insurance.
5
out of 5
POSTED: | BY: Sonivette Camacho
ASPCA helped so much with Baby
I just love my pet insurance for Baby. East to use. I get back money quick. What isn't there to love?
4
out of 5
POSTED: | BY: Andrea
Thankful for ASPCA Pet Insurance
Our bulldog is the most adorable and sweet companion one could ever ask for. However, she has dealt with a lot in her young life thus far. Eye infections and surgery, tummy troubles, an ear abcess and more. Vet bills can be outrageous. Our insurance is fair, prompt in payment, and the written and verbal correspondence with the program have all left us feeling like they really care and are there for our beloved dog.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.