4
out of 5
POSTED: | BY: Julie
Undecided
Claim amounts are fair, but turn around time to be reimbursed are long.
4.5
out of 5
Number of reviews 11,699
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Scott Shevrin
Reasonable and Customary isn't even close
We wish the reasonable and customary amounts were actual for our area, the benefits paid were much much less than we expected, and we didn't see how the amounts claimed to be reasonable are at all aligned with our area. But, we are thankful for the coverage. Also, the time to claim payment is quite long, but they are thorough.
4
out of 5
POSTED: | BY: William Kph
Thank you for take care my Lucky.
Lucky has Problem with his ear & skin. he is very secentive body systems.
3
out of 5
POSTED: | BY: D Cozzolino
Protection for our beloved Cats
ASPCA Pet Insurance provides the financial coverage in case of a large unforeseen vet bill. We love our two tuxedo cats and will do anything we can to provide for their healthcare. The insurance helps on financial coverage, and provides peace of mind. Thank you!
5
out of 5
POSTED: | BY: Mary
Claims very easy to complete
Everything about ASPCA Pet Insurance has been very easy to do. The claims for our dogs illness were easy to file and it didn't take long to hear about the settlement. Our dog is very important to us and it means a lot to have the peace of mind.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.