ASPCA | Pet Insurance Review

I love having pet insurance because it's there when you need it. I love the new coverage because they reimburse you for wellness visits for new puppies prior to fullfilling the deductible. I've had ASPCA Pet Insurance for over 8 years and when one of my dogs needed a blood tranfusion...it really came in handy!

I submitted all relevant papers according to a claim and I didn't have to go through a bunch of red tape. ASPCA came through for me during a very frustrating time when my dog was going through difficult times.

My dog was very sick and vomitting constantly. I took her to the vet and he did x-rays on her and noticed she ingested a metal staple. This occured on December 26, 2011. The vet didn't want to immediately do surgery on the dog (which would cost over $2,000) so he instructed me to give her plenty of bread and milk to hopefully surround the staple and make it pass through her safely. We need to go back for a follow up visit on January 3, 2012 to make sure the foreign body passed through. He did an x-ray and thankfully the staple passed through. No surgery needed. NOW here we go.... ASPCA covered 80% of "allowable" costs for the visit in December. But ZERO for the visit in January because it was a pre-existing condition. What was I supposed to do - put the dog in surgery right away so it won't be a pre-existing condition in 6 days?? It was a follow up vist and cost me $700 and I got zero reimbursed. Needless to say I cancelled my policy and went to Pet Plan Insurance. Sneaky sneaky sneaky.

I rescused my Shelby when she was 10 weeks old. I decided to get pet insurance and sure glsd I did. We were at a dog park to socialize her and while she was playing with another 6 month old puppy, a large dog ran across the park and attacked her while another jumped in. Sometime later we were at another dog park and a pit bull came up and just attacked her. Then a month later she was attacked by a pack of six dogs. Needless to say she received her worse injuries. But without the insurance I would have had a very large bill that I would have had trouble paying for, with the overnight stay, surgery, drain tube and meds. It was the best thing I ever did getting insurance.

My boxer is only 13 months old and I have already submitted 3 claims. The insurance has helped me take proper care of him. Has really helped making his care affordable.