ASPCA | Pet Insurance Review

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We adopted a Schnauzer (mix) from our local humane society who, at the time, was about 3 years old. Because we weren't sure exactly what we were getting (we were told to take him to a local vet for a free initial exam) but still, who knew if he would have a heart condition or something that would be expensive to maintain. So, why not start him out with some insurance and that's exactly what we did. Altho we've had our dog for three years now, he's a healthy son of a gun but it's good to know that ASPCA is there. We've had to put in an insurance claim just once (he was bitten) and a check was in the mail within a few weeks. I recommend pet insurance to everyone, especially if they're adopting.

I have a slightly pricier vet than average, but have priced about half a dozen more in my area for various procedures and what ASPCA Pet Insuarance allows is about 60-70% of what is actually reasonable and customary in my area. I have submitted several claims and, after deducting everything that is disallowed or not covered, I usually get less than 50% back. I'm sure they're fine for basic injuries but while I was trying to diagnose a complex problem I had way to much out of pocket expenses to justify the high annual premiums.

I am glad to have PetsHealth for our dog Sassie, it helps out on the cost of keeping her healthy. I always tell my friends how much it helps in getting some money back on the cost of care

We've had to file claims about once a year for various pet mishaps and have always had great reimbursement. It's been huge relief in these ecomonic times. Dog life happens but it hasn't put us in the poor house!