3
out of 5
POSTED: | BY: gail
lenny's insurance
pleased to hear from you so quickly.. Glad to have a safety net in the event of catastrophe.
4.5
out of 5
Number of reviews 11,696
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Gary Cohen
Very Well
I would recommend ASPCA Pet Insurance
5
out of 5
POSTED: | BY: Eddie Daniel
Eva Marie's Insurance Coverage Pays Off
Eva Marie, 3 year old Boston Terrier, almost passed away from an unknown illness which the Vet gave her every test in the book to narrow it down. Had to leave her with the animal hospital for 36 hours of constant care. This is an extremely active dog who suddenly was lethargic and couldn't even stand up. But, she suddenly started to improve and is completely well. Receipts sent to ASPCA for over almost $800 and received the correct payment of approximately $475 in about 3 weeks.
4
out of 5
POSTED: | BY: Tena Davis
Good service
Great
5
out of 5
POSTED: | BY: Stacy Duran
My Ilsa and Her Insurance Coverage
I have had pet insurance with you since I got my German Shorthaired Pointer, Ilsa. She was only 8 weeks old when we bought her, but I wanted her to be completely covered in case of any unexpected occurances. Only 2 months later she was attacked by another dog and needed emergency surgery for an abcess in her leg from a dog bite wound. Thankfully the claim was covered by the pet insurance and most of the bills were re-imbursed to me in an appropriate amount of time. I know that Ilsa is in the best hands as far as her medical care goes.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.