5
out of 5
POSTED: | BY: Rene Deal
Well Worth the Money
I was happy with the way the claim was handled.
4.5
out of 5
Number of reviews 11,794
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Ronald Maley
Very good experience
Have filed in the past and have talked to some very nice and helpful people. I will continue to carry this insurance. It is reasonably priced and the service is fast. Thank you
5
out of 5
POSTED: | BY: James Rogers
Glad I have this insurance!
Easy forms to fill out and I like the ability to manage my account online.
4
out of 5
POSTED: | BY: William Kroll
expensive possibly but pretty good
Our pet experience is to young yet as she is only 18 months old. We have the insurance to insure our peace of mind that we are taking good care of her.
5
out of 5
POSTED: | BY: Dawn Fort
Long Time Petshealth member
When we got our new puppy in 2004 (Buddy) we knew his breed often had medical issues down the road and wanted to make sure his needs wouldn't cost us an arm & a leg so we did our homework and asked our vet for the pet insurance he would recommend. The vet suggested Pets Health and we checked it out. 8 years later we are still with Pets Health. Buddy had to have expensive surgery for a birth defect when he was 9 months old and most of that was covered by Pets Health. Over the years he has fallen and sprained his legs, gotten infections and plenty of allergies. Most of that has been covered by Pets Health. The cost per month is well worth it! Thank you Pets Health
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.