ASPCA | Pet Insurance Review

I decided to get pet insurance on my three cats so could make sure they would properly be cared for should an accident or illness occur. My one cat Puma was having some soft stool issues and when I took him to the vet they found he had an extremely high liver enzyme count. Many trips to the vet and lots of tests later($$$), Puma's enzyme count is close to normal and he is a happy healthy boy! I made several claims on Puma and I always receive payments adjusted fairly and in a timely manner. Not only did having the insurance save me hundreds of dollars but gave me peace of mind. The premiums I've paid on all three of my cats has been offset by Puma's claims.

We have 3 cats varying in age. It can be a challenge balancing health issues as a result. I've had other insurance coverage in the past that had so many loop holes that having the insurance was far worse than not having it. Knowing that coverage is established for the "unknown" with ASPCA Pet insurance is incredibly comforting. The rates are reasonable and the claim processing time excellent. I've had a series of issues over the last several years with all 3 cats and ASPCA Pet insurance handle those claims efficiently and expeditiously. No surprises. I highly recommend this insurance over others.

I have 2 english bulldogs, 2 pitbulls, 2 cats, and one rabbit. When taking my dogs to the vet for their annual check up I noticed a pamphlet about pet health insurance. Knowing english bulldogs can become every expensive in vet bills, I though I give it a try. Couple months later one of my bulldogs ate a rock. The vet couldn't get it out with out surgery. If it was not for ASPCA Pet Health Insurance I would still be hurting from that bill. They saved me over hundreds of dollars. I am very please and will continue to have Pet Insurance as long as I have pets.

I would say that it gives you a piece of mind to have insurance. At this point i'm not exactly sure if i have saved too much money from having insurance, but at least you have that piece of mind.

This insurance company is crap. I bought their insurance for 3 years, but do not notice any problem until I filed claims.My cat got an infection on her claw and seeing doctors from Sep 2011 to Jan 2012. Her insurance policy was renewed in November 2011. They only covered the charges from Sept 2011 to November 2011, and for the fees after the plan renewal date, they did not cover. They said it has to be 180 days after the plan effective date if this is a preexisting condition even I was a continuing customer. I dont understand this whole shit because my cat's infection had not been cured until this Jan. This is a continuing condition not preexisting!!!!! They said it doesnt matter if you are continuing customer and the condition is continuing. What they mean is that your pet should be sick at the beginning of the effective date and be sure that your pet is cured before the end date. If your pet get sick at the end of the effective date, not including the fee just before the effective date, the rest of the fees after that you will have to pay it yourself. I got zero from all the medical expenses. What a joke to buy such insurance. Think about it clearly, why you want to buy an insurance? You want to kind of purchase a protection. They are not going to give any kind of protection to your pet. I have already filed a complaint to the California Department of Insurance. This company is playing words with their customers and cheating their customers money.