4
out of 5
POSTED: | BY: Jason Moore
PetsHealth
I submitted my claim and I was reimbursed for the understood amount.
4.5
out of 5
Number of reviews 11,699
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Mary Johns
Best Decision We Ever Made
Our dog Ruby is getting older, almost 9 years old. When she was 3 she had a surgery to save her life and the cost was enormous, $3,000. Since then I have heard about pet insurance but never looked into it further. Then she became ill before the holidays last year. Blood tests, IV, and an overnight stay for fluids cost another $1,200 and we weren't done. She needed an ultrasound yet. So we decided to purchase pet insurance thinking that if another episode occurred, she would be covered. Thank God we did. In January she became ill again and the same costs all over again. BUT, we were covered. Sure did help to pay the bill. Turns out she has arthritis which can be treated with a natural medicine. In November when she first became ill she also had some digestive problems. However, it was the arthritis that kept persisting. I am happy to report she is runnign and chasing squirrels and rabbits again.
We bought Level 2 coverage and like I said, it was the best decision we ever made.
5
out of 5
POSTED: | BY: DENISE HAYES
the best pet ibsurance on the planet
MY DOG HAS HAD DIGESTIVE PROBLEMS AND MY VET IS IN THE PROCESS OF CHECKING FOR ALLERGIES , INFLAMMATION IN THE INTESTINES TRYING TO CURE THESE ISSUES THIS INSURANCE IS COVERING ALL COSTS, SCANS, X-RAYS AND ALL MEDS QUICKLY PER MY POLICY VEY HAPPY WITH THE WAY ALL QUESTION AND CLAIMS WERE HANDLED. PREVIOUS EAR PROBLEMS WAS HANDLED QUICKLY AND WITH GOOD RESPONSE ON RETURN FUNDS.
4
out of 5
POSTED: | BY: jim l
glad i'm insured
i've been a petshealth client for years so i'm happy whenever i have a need for coverage. i only have "basic" coverage, so it only kicks in for something unexpected.
5
out of 5
POSTED: | BY: Sophie Scott
Thank you, ASPCA Pet Insurance
Very professional, proficient and excellent service for the money. The coverage I purchased for my cat has been well worth the money and has given me peace of mind. Thank you, ASPCA Pet Insurance!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.