ASPCA | Pet Insurance Review

I bought the insurance 2 years ago knowing my Newfoundlands were prone to leg/ hip injuries. Fortunately, Onyx cooperated and didn't blow his ACL until after the required year without a leg problem, and I was able to get back one third of his vet bill. There is a 60% chance he will blow the other ACL, and if he waits until 180 days from the first injury, I might even get reimbursed a third for that as well! The customer service people were very helpful and when I didn't understand some of the complicated policy limitations, the customer service supervisor was super nice and made everything clear to me. I received my reimbursement within a month of submission. I am glad I have pet insurance with ASPCA

If I would have one complaint, it would be the wait time to talk with a representative

We've had pet insurance through Petshealth Car Plan for over 10 years now. The customer service has been a big help - especially when we have submitted some rather large claims in the past. They have also come quite a long way in terms of claims processing turn-around time. I have recommended their plan many times to friends and collies (I mean colleagues!).

Over all, I'm pleased with the coverage.

I bought an ASPCA policy for each of my two dogs. My intention was to have a safety-net for the bowel obstruction that was headed my way. In the meantime I am using the policy for some reimbursement for vet bills for my dog with atopic dermatitis. I think the premium, coverage and deductible are priced fairly. I like being able to submit claims via email. I've appreciated the reply email (although non-specific) stating that my claim was received. It took a little longer than I expected to receive the first reimbursement (3-4 weeks) but that was likely due to the fact that I didn't submit documentation from my vet. Overall I'm am very satisfied.