5
out of 5
POSTED: | BY: Ellen Teresa
Petshealth
I would recommend anyone who has a pet to get Petshealth insurance. Petshealth reimburses your claims in a timely manner.
4.7
out of 5
Number of reviews 11,653
Updated: May 29, 2024
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: sandra bush
Peace of mind not to have to bear all the cost.
Our German Shepherd Frodo had somehow pretty much destroyed his knee, and because of his size our vet recommended TPLO procedure. The surgery went well, but weeks later there were draining fistulas in his leg, and ultimately it was determined that he was trying to reject the plate. Yet another surgery then to remove the plate. The total for all of this was about $5,000, of which insurance paid over half. As I tell people, my dog has better health insurance than many people in this country.
4
out of 5
POSTED: | BY: Tracy Fitch
Madi is healthy again!
Madi-Lyn has had several health issues, including cataracts and allergies. ASPCA Pet Health Insurance has made it possible for me to get her good veterinary care and she is now a healthy and happy kitty.
4
out of 5
POSTED: | BY: Diva
Satisfaction
We adopted Diva and ask our Vet which Pet Insurance we should consider. He said he felt ASPCA was one of the best on the market.Her first visit was an ear infection and teeth cleaning. We were reimbersed within 45 days.
We had to take her to the Vet again for stomache problems. He gave her medication and she has been fine.
Again it was about 45 days and we were reinbersed. We are satisfied with ASPCA, I think people should conser insuring there pets. Without insurance it would almost be imposible to keep our pet.
5
out of 5
POSTED: | BY: Grant
Great Service!
Excellent Company.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.