5
out of 5
POSTED: | BY: Marivic T Aldea
Applying for Summer’s health care…
Applying for Summer’s health care insurance is quick and simple
Read more on Trustpilot
4.5
out of 5
Number of reviews 11,719
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Geri
New Pet coverage
I've had this insurance with two other pets and they're just a very reliable company.
4
out of 5
POSTED: | BY: MARGARET KELLY
Waiting for security code to sign in.
It’s okay waiting for security code to register account
3
out of 5
POSTED: | BY: Carol Francia
It takes to long to get your claim…
It takes to long to get your claim taken care of. It use to be 2 weeks but now it is a month. It was nice that they took so long with my last claim that they did my last two recent claims as well. Almost $300.00.
1
out of 5
POSTED: | BY: Mankarn Singh
Please process claims faster
Hello! Please process claims faster. It should not take 2-4 weeks. We have insurance. We need our money quicker and faster. If not there are other options. Hire more people.
Thanks!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.