3
out of 5
POSTED: | BY: Linda Koller
So far no claims have been paid.
So far no claims have been paid. Haven't met the deductable and some were not covered.
4.5
out of 5
Number of reviews 11,696
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Mary Callahan
Glad I bought ASPCA
I have found that insurance gives you a peace of mind. In most cases you don't get reimbursed for more than you pay for premiums. However, if my dog were to get really sick, I have a peace of mind that some of my costs would get covered.
4
out of 5
POSTED: | BY: Carol Hillman
ASPCA pet insurance provides peace of mind.
Happily my pup has not had major health issues. But, having gone through expensive cancer surgery with her predecessor I feel good having this insurance just in case.
4
out of 5
POSTED: | BY: Darlene Jackson
Great Insurance
Our Alaskan Malamute Mandi had ruptured her right cruciate ligament. She had to have it repaired with a procedure called Tibial Plateau Leveling Osteotomy. ASPCA paid for about 3/4 of the procedure, I can't tell you how happy we were with this amount.
We have 2 Malamute the other one is also insurance, and thank God she doesn't have this problem.
5
out of 5
POSTED: | BY: Jean M.
Completely Satisfied Olde English Bulldog, "Howie"
I encourage all pet owners to insure their beloved pets. Howie became a client at three months of age. In the first few months of his little life, he was wonderful, beautiful fur, soft, unblemished belly and loved his dog food. As he was approaching his first birthday, he broke out with pimples and sores all over his belly. To make a long story short, Howie is allergic to chicken and turkey, his thyroid level is low and he has canine alopecia. I honestly don't know how I would have survived the financial aspects of testing and treating if not for ASPCA Pet Insurance. As Howie approaches his second birthday I can say that we have his issues under control. Thank you so much ASPCA Pet Insurance. It is a great investment.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.