ASPCA | Pet Insurance Review

Our cat has developed gingivitis. the ASPCY insurance is not covering ANY dental issues ACCEPT: a BROKEN Tooth, which needs to be extracted. But this is an interesting caveat, because, a gingivitis procedure requires almost the same procedure as the tooth extraction (anesthesia and surgery). In our case,as we found out during the gingivitis procedure, the cat had to undergo the extraction of 3 additional teeth, which were decayed. Since the broken tooth was covered, and the anesthesia was covered, we ended up getting a fair amount of the whole procedure covered. It would be great if ASPCA insurance would cover all dental issues aside from cleaning.

As Rosie gets older, we seem to spend much more time at the vet. Those visits are expensive and the insurance check takes some of the "sting" away. The cost is reasonable and the coverage sufficient.

I'm happy to have the insurance...even with a young, healthy dog issues arise...my dog is 4 and each year, we've received more reimbursement than what we're paying for the policy.

We have carried PetsHealth (Level 2)for about 5 years & have 3 dogs, 2 of which are large breeds. Claims processing has always been quick and customer service is great. While this insurance will cover routine visits, I can't afford that level of insurance. We were debating dropping the insurance, as we were paying out more in premiums than reimbursements received. We had an ACL repair early 2012 & and an amputation late 2012. However, Petshealth just increased their cap per incident from $1500 to $3000 and deleted their overall annual cap, so there is no cap on the number of incidents in a year. We're hopeful this will improve coverage. I would give them an overall rating of 8.

I have been pleased with the coverage for KC and it has covered the few problems he has had. It is knowing that if anything of great costs we have some help with the costs of vet care.