ASPCA | Pet Insurance Review

I have six dogs insured with ASPCA. Over the past few years, I have had several claims, and all have been dealt with quickly and expediently. Due to the deductible I do not submit smaller claims. Instead, I consider this "catastrophic" insurance, in case something big and bad happens to one of my dogs. I am not pleased with all the pre-existing condition limitations, and that these stack up with each renewal. I suppose I should start shopping around. So many of us have older dogs, whom we love and cherish. I think we need a "medicare" plan for them, funded by pet health insurance companies as a group.

Our family has five English bulldogs, which we have adopted or rescued, and we have had even more over the years. All of them have come with their share of health isssues. Needless to say, our vet bills have been substantial. ASPCA insurance has beenn a lifesaver for us! It has literally saved us thousands of dollars since we enrolled in the program. Claims are always processed in a timely manner, and we have never had any issues receiving payments. ASPCA is a life-saver!

When our pug Trevor was hit by a car - I was happy that we were fully covered by Pet Insurance. I was able to provide Trevor with the best care possible to help this horrible accident and injury be put behind us. It was a long recovery period-but he is now on the mend. I am so happy that the outcome was a positive one. The thought of losing Trevor is imaginable.I am grateful for the care Trevor received and the insurance that covered us during this difficult time. Thank You/

We paid for the 90% plan -They do anything to get out of paying. Two claims totaling $360 we were covered only $174 ($74 check to us bc of the $100 yearly deductible. I canceled the service and contested all charges since may on my amex card. You are better off putting the $60/month you would pay to them away in your own savings account. Completely worthless. What I don't understand is they slash the medicine costs and only cover a small portion because of "reasonable & customary charges" for that medicine. They tell me they use the average of the 3 leading online pet pharmacies and tell me that vets mark up medicines. With that said my other option would be to order online, wait 3-4 more days to get my dogs medicine. If they were looking out for the best interest of our animals they would understand it's better to pay the vet and get your medicine immediately than wait 3-4'days from an online pharmacy when your dog is sick and needs the medicine right then. All around scam.

This is our first experience with pet health insurance. Ourpuppy ingested some carpet fibers that got lodged in her intestines. We had to take her to the emergency Hospital, which is much more expensive than our regular vet. (Of course, she showed symptoms on a holiday.) Luckily, she did not need surgery, but the bill was very expensive. The claim was submitted, and within a month we were reimbursed by ASPCA for the bulk of the vet fees. This insurance is WONDERFUL! Thank You ASPCA!