4
out of 5
POSTED: | BY: Gary
Very pleased withe coverage
KC has had a few illness but nothing real serious. The reason for the insurance is for something major
4.5
out of 5
Number of reviews 11,789
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Laurie Lasky
We love PetsHealth Insurance - a lifesaver!
Petshealth is the best pet insurance on the market. It has enabled us to provide the best care possible for our beloved twelve year old golden retriever. Customer service is superb, the turn around time on claims is fairly quick and more than reasonable. We purchased a continuing care rider a few years ago and it was the smartest move we could have made. I highly recommend this option for all pets. PetsHealth is simply the best!
4
out of 5
POSTED: | BY: kurt eliassen
nice to have this insurance
our chocolate lab had to have her knee operated on she could hardly walk 6 weeks later she is running around with no problems we were smart enough to take the insurance. we didn't have it with our last dog we spent a lot on her
5
out of 5
POSTED: | BY: Lou Tripodi
It is Worth the Cost
I have a lab/boxer mix who is currently 13 years old, and she's full of energy, but as we all know dogs this age can have health issues. I had my personal insurance agent review several pet policies and it was his opinion that the ASPCA policy was the best.
5
out of 5
POSTED: | BY: Mike Zap
Thank You ASPCA!
Amazing customer service, helped me through the whole new claim process. I am so glad that I have purchased this insurance plan! Without it, I would not have been able to afford to fix the hematoma on Peach's ear!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.