5
out of 5
POSTED: | BY: martha harris
Terrific
With my second cat clemmentine we had several occastions to submit claims and we loved the fast service. My new cat black berry no claims she is very healthy
4.7
out of 5
Number of reviews 11,660
Updated: May 29, 2024
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Maureen Walker
Wow for peace of mind
I have been with this pet insurance company for more than 10 years. I have Nothing but WONDERFUL things to say about them. My Saint Bernard Pandora seemed to always be the kid needing treatment. I have filed several claims over the years & the last one being just a week ago. Pandora had to go to ER vet over the weekend before the holidays & the bill was $2300.00. She didnt eat for couple of days & then had bloody diarrea. My poor baby needed IV fluids & test after test to see what the problem was. She had ultra sound, blood work & many other things. Was called Hemorrhagic Gastroenteritis. Thankfully 2 days later she was able to come home & is now 100% better. I knew once I filled the claim it was a short time before getting credit for a chunk of the bill. Filled last Sat & 5 days later It was complete. Wow, is what this company are all about. They do have caps on most things that are concidered resonable cost for each State but do a Very good job at paying out & explaining every detail of the bill. I knew going to ER vet I sellected was way more expensive than some but I knew I was getting the quality of care for my dog so took her there not the cheaper closer place. They paid over $1600 for the claim so I was Very pleased. I have the 80/20 plan, I pay 20% they pay 80% of what is resonable costs. It is with Great custumer service & payout that I reccomend this company above all others to all my friends & clients I meet. I am a pet sitter & dog walk
5
out of 5
POSTED: | BY: Michelle Kennedy
Always polite and helpful.
Our two Great Danes were playing when I noticed RED on the neck of Mister,our Harlequin. Apparently Guido's tooth caught in Mister's neck folds and made a 3 inch gash. Of course this happen on the weekend. Our Vet put in a couple staples and a couple days later put Mister on antibiotics. Our claim was handled quickly. Jeana,the ASPCA rep., called and asked about Mister. That was so kind and thoughtful. Please let her know how much we appreciated this personalized care.
5
out of 5
POSTED: | BY: Brian Scott
Outstanding Insurance
Before I received my pet I researched my insurance policy and this one was the best they are very friendly and knowledgeable as my Dog suffered from pancreases disease and take meds now and all the claims I have sent in were honored and was very easy to file I would recommend this insurance to anybody who has a pet
5
out of 5
POSTED: | BY: Molly
Happy Customers
Our cat suffered from a complete urinary obstruction. She went to our regular vet then transferred to the emergency vet for ICU care. We sent multiple claims from different hospitals to ASPCA pet insurance and they came back to us quicker than I thought, and at the amount I was expecting.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.