ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 11,719

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Charlene Ortleib

You can't go wrong with ASPCA Pet Ins.

We have a 12 year old Golden Retriever named Mia. We bought the ins. when she was a puppy. (it's cheaper) Whenever she gets sick or hurt it's always on a weekend or a Holiday when the regular vet is closed and the emergency clinic is a lot more expensive. ASPCA has always reimbursed me in a timely manner and I never regretted having it. She has always been pretty healthy, but there's always a UTI, a hot spot, an ear infection, eye infection, stomach problem.....just like a kid. comforting to know that for an affordable price her illnesses and injuries are covered for an affordable price.
5

out of 5

POSTED: | BY: Judy Cortez

Expeditious & Great Service

Thank you to everyone at ASPCA Pet Ins. When I submit a claim, it doesn't take long for reimbursement. Customer Service is very helpful to explain what has been applied to deductible, what hasn't, and any other questions I have. I am very happy that you are there for me! I always recommend your insurance to friends.
1

out of 5

POSTED: | BY: Maria Joseph

TOTALLY disapointed.

Not what I especed at all. Information by phone was false. Not happy. Improve services PLEASE!!!!!!
5

out of 5

POSTED: | BY: Andrea Covell

So relieved

So glad I have insurance with ASPCA. Carly (my silver gray, 12+ year old cat)was vomiting, wouldn't eat (this NEVER happens) and was generally lethargic -- just not herself. Because she was insured, I didn't have to give it a second thought. Off to the vet we went. I was able to tell the vet to go ahead and do the tests that would rule out anything life-threatening -- which I may not have been able to afford, it I didn't have your insurance. She's fine and the problem was not serious, but my relief was immeasurable.
4

out of 5

POSTED: | BY: victor bae

security

they will cover about 50% of costs
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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