ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 11,864

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Harold Oelkers

ASPCA pet insurance The Best for Your Pets.

My little maltese poodle was in having his teeth cleaned when the vet noticed he had a tumor on the back of his tongue which I was shocked to hear but I knew he would be ok and that I could depend on getting reimbursed from the ASPCA insurance and I was so surprised they sent me the check so quickly. Also, my little Yorkie mixture twisted his back leg and broke a bone jumping off the couch the wrong way and had to have a cast put on for 8 weeks and quite a few follow up visits. I have been so happy that I made the decision to get insurance with ASPCA - like I said the are "The Best"
5

out of 5

POSTED: | BY: Margaret A

Praising the Lord for ASPCA Pet Insurance!

Our Toy Poodle will be 16 in August, Our old instance just quit his coverage because of his age, several years ago. Senior animals needcare too! Thank heavens for ASPCA, we are senior citizens too, and it has been such a blessing to have their help with Ramb's care! I recommend them to everyone! M F
4

out of 5

POSTED: | BY: JKV

Glad to have the ASPCA Pet Insurance

I have pleased with my ASPCA Pet Insurance for my cat and dog. The insurance has helped me with numerous visits to the ER from adventure eating to major health issues. The insurance has been beneficial for those incidences as well as for the regular well and sick visits to the regular veterinarian. I have recommended your insurance to many of my friends.
5

out of 5

POSTED: | BY: Andrea

ASPCA Pet Insurance a Life Saver

I signed up for ASPCA Pet Insurance about 5 years ago and little did I know just how important it would become. My handsome patched tabby, Dan, was diagnosed with cancer a couple of months ago and although his situation turned out to be best case scenario, he still required ultrasounds, bloodwork and biopsies, surgery, and chemotherapy. Thus far he has been cancer free and in remission. I can honestly say that without ASPCA coverage we would not have been able to afford to get Dan the treatment he needed and he wouldn't be with us today.
5

out of 5

POSTED: | BY: Lisa Bowman

Awesome

Absolutely outstanding service!!!
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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