5
out of 5
POSTED: | BY: Lauryn
Glad I Have This Policy
They managed my claim quickly and I received reimbursement very soon after it was approved.
4.5
out of 5
Number of reviews 11,718
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Carole Fishkind
Feeling Secure
It is very reassuring to know that a company backed by the ASPCA has the insurance coverage for my dogs. I have two who have allergies. In addition, one is prone to having ear infections so I have medical bills for them which come fairly often and are usually large. The ASPCA Insurance has always come through with payments that ease my mind and my budget. The claims are processed quickly and if I wanted to, I could have the money deposited into my bank account.
There is always someone available to speak with if I need help and the website is easy to navigate. My dogs have been insured by ASPCA for about five years and I've never been sorry about choosing them to do the job.
5
out of 5
POSTED: | BY: Sondra Scharer
Fantastic Pet Insurance
ASPCA is a pet insurance company that really cares about your pet. I would recommend this company to anyone, anywhere and I do recommend it everytime I get the opportunity. They deserve all the donations they can get. They keep in touch with you and always care. I can't say enough about ASPCA. I do appreciate them so much and what they do for my pet and me.
5
out of 5
POSTED: | BY: Melinda Ingram
Outstanding Customer Care
We've had ASPCA for our 6 year old boxer Gracie for more than three years. It gave me peace of mind to have it. Unfortunately we've had to use it twice in the last few months. Once to remove a small growth on her ankle and the second time when she got bit by a rattle snake. Both times I was assisted navigating through the claims process and every person who provided that assistance was so caring, knowledgeable and professional, expressing sincere concern for Gracie's well being. I hope we never have to file another claim for Gracie but it gives me peace of mind knowing great coverage for her care is there in the event we need to. I would highly recommend ASPCA pet Insurance to anyone considering the investment. It is well worth it.
5
out of 5
POSTED: | BY: Patricia Fleming
Part of a Healthy Life for my Dogs
Two dogs/Yorkie Poodle mix. My Vet recommended ASPCA and we have been with them ever since. Only difficulty has been with the web site/password.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.