4
out of 5
POSTED: | BY: Cathie Collier
Good Choice
Fast payment of claims.
4.5
out of 5
Number of reviews 11,718
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Barbara Shoemaker
Execelent
Our 4 year old chocolate started wheezing whenever he exercised t all. Our vet checked her out and discovered she had bad tonsils (who knew dogs have tonsils?) we tried a course of antibiotics to no avail. She had to have her tonsil removed. She has always been a really healthy dog and now she is again but we were very happy to have insurance for this unexpected and serious illness..
5
out of 5
POSTED: | BY: Colleen E.
ASPCA Pet Insurance Helps Us Help Our Pets
I have grown up and lived with dogs my entire life. My parents always considered health care needs of their dogs as much of a priority as those of my siblings and myself. I also believe that my companion animals deserve no less than the quality of care I provide for the rest of my family, sometimes acquiring substanial debt to maintain that care. ASPCA Pet Insurance has alleviated a good portion of both the worry and expense so often connected with such care.
4
out of 5
POSTED: | BY: Marilyn S.
ASPCA has been a good choice for my dog.
My last dog was ill and cost me a lot of money on vet bills. When I adopted Baby my beagle I wanted to make sure that he was covered. I chose ASPCA and have been very satisfied. I have had the coverage for 7 years but until recently I didn't use it much but now it is really paying off.
5
out of 5
POSTED: | BY: Sherry Nikac
Excellent Pet Coverage
ASPCA is amazing!! The coverage is great, the claims process is supersimple. The peace of mind we have is well worth the monthly cost,which
by the way is very affordable. It gives me peace of mind to know my pets
are protected with coverage for sickness and medical emergencies. I am
very pleased with this insurance coverage and received my reimbursement
checks quickly, the people I have talked to on the phone are always
very friendly and helpful.. I would highly recommend this company..
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.