4
out of 5
POSTED: | BY: Eugene Torres
Solid Plan
I have had ASPCA insurance for my pets for several years and I have always been happy with the quality of care I received.
4.5
out of 5
Number of reviews 11,718
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Maria McKee
The best decision I ever made regarding my pet!
My dog Bocce is the love of my life, but if it weren't for ASPCA Pet Insurance, I don't know if would have been able to afford his medical costs. He is a six-year old bullmastiff, who has chronic issues (severe allergies, IBD, ear infections) and recently had to have a small mass removed that turned out to be malignant. Due to his size, even a small surgery or testing procedure where he must be sedated is costly. ASPCA pet insurance helps immensely with the costs, they actually care about the pet. I receive a phone call within a day or two of them receiving the claim to check on my pet. They are amazing! I volunteer for Bullmastiff Rescueers Inc and I recommend ASPCA Pet Insurance to everyone who adopts. Thank you ASPCA!
5
out of 5
POSTED: | BY: Kathryn Bumpass
Very satisfied with ASPCA health insurance
During routine dental cleaning, vets discovered that our dog Sparky had a cracked tooth, which they extracted. This added considerably to the cost of his dental work. ASPCA covered not only the extraction but the anesthesia, pain control, and related items. We filed a claim, which was paid promptly. We are big fans of ASPCA's pet insurance.
5
out of 5
POSTED: | BY: Susan Harris
Exceptional service!
BJ had a growth on his back that needed to be surgically removed. Initial care and the surgery were paid by this wonderful insurance. We had insurance on our Angel Buster who had eaten a tube of Aspercreme (one time), then coffee K-cups, and a third time some OTC medication for stomach upsets. ASPCA insurance was there for us all of these times. Would highly recommend this insurance to all pet parents.
5
out of 5
POSTED: | BY: Ciji
Amazing, Personalized Service
I have had ASPCA Pet Insurance for two years now and they have been extremely helpful and caring with every claim! My dog had minor surgery last year and they were quick with the reimbursement and even called to see how he was doing! I had another claim this year and it was the exact same thing! They even sent me a card!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.