5
out of 5
POSTED: | BY: Trish
Peace of Mind for your pet
Peace of mind, great customer service. I highly recommend Pet's Health
4.5
out of 5
Number of reviews 11,718
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Drew Morone
Very happy with my coverage!
Our dog came close to dying back in July. If it weren't for a couple of very good doctors he would no longer be here. We had to take him to a special vet group, and luckily they found the problem. Surgery was required and things got very expensive, but the care he got was worth it and he's better than ever. ASPCA made what would have been a very big financial hit an affordable one. They reimbursed us very quickly.
5
out of 5
POSTED: | BY: Sonja
Understanding and timely!
My dog recently had to have surgery for a growth on her leg, and I was so glad I have ASPCA pet insurance. I uploaded the invoices, and payment was very timely, and very much in line with what I figured it should be. I also really appreciated the follow-up call. The person I spoke with really seemed to care about my dog's well-being. When I told my vet tech about the follow-up call, she was very impressed.
5
out of 5
POSTED: | BY: Paul
Awesome Support and speed of claim processing
Tyreese was lethargic and not eating. Vet ran tests, his liver enzymes were very high. His liver was not working well if at all. Antibiotics and fluids over almost 2 weeks and Tyreese had much more normal liver enzymes in blood tests. Ty is doing great now.My claim was handled quickly online and credited to my bank account. A follow up call to ensure Ty was ok and all was satisfactory was made today.
Great company and employees. Just what is needed when a loved member of the family has been ill
5
out of 5
POSTED: | BY: Pamela Brennan
Bob called me to follow up twice!
I felt ASPCA really cared about my dog's recovery from her accident. Sincerely felt follow up!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.