5
out of 5
POSTED: | BY: Jacqueline Jennings
Insurance Works!
Working with this insurance is a pleasure. They answer questions and they explain their benefits. They keep you informed of the process. Very pleased!
4.5
out of 5
Number of reviews 11,789
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Candyce Collins
Fair coverage and efficient claims processing
Our very energetic Vizsla suddenly became ill with valley fever, a fungus that is common in Arizona. It is found in dirt and dust and infects both humans and dogs when the fungus is inhaled. She's young and otherwise very healthy so we expect full recovery after the 6 month course of fluconazole. The diagnostics were an unexpected expense and our ASPCA coverage paid exactly what was expected per policy. The direct deposit reimbursement and electronic claims processing are very efficient and appreciated.
5
out of 5
POSTED: | BY: catherine teodorescu
Pleased with coverage
My bichon needed surgery for cyst removal and I was pleased with the coverage.
5
out of 5
POSTED: | BY: Michael
This is a good service
My cat had an ear infection and it required 3 visits and 2 rounds of 'at home' medication. We received checks promptly after our payments to the vet.
5
out of 5
POSTED: | BY: Janice DiCarlo
Excellent claim service
Freddie was scratching up a storm so we finally took him to a canine dermatologist. He was diagnosed with an excessive yeast production. The meds have certainly reduced the amount of scratching but he's looking at further tests. I submitted a claim to PetsHealth, and the claim was resolved in a very timely manner. In addition I was contacted by a company representative who was very sympathetic to Freddie's plight.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.