ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 11,789

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rose

ASPCA Pet Insurance has been GREAT!

We have had a great experience with ASPCA pet health insurance. They always process our claims promptly, and we have not had any trouble getting services reimbursed. They usually call after we submit a claim to ask how our pet is doing and to see if we have any questions. I always tell them that I wish my "human" health insurance company did things like this!! I highly recommend their plans. The only reason I am selecting 9 instead of 10 is that their maximum allowable rates for services are often slightly less than our vet charges, but this may just be the industry-wide standard. Overall, we are very happy with the plan. Best of luck with your decision!
5

out of 5

POSTED: | BY: Joanna Stancil

ASPCA allows me to provide the best care.

My cat Shawnee has diabetes and kidney disease. She requires regular vet care, medical tests and medicine. ASPCA Pet insurance has made it possible to provide the quality of care she needs. I recommend ASPCA Pet Insurance - it is helps me focus on enjoying the time with my girl not worrying about vet bills.
5

out of 5

POSTED: | BY: Pat Martin

Emergency treatment

Our 11 year old rescue lab/Great Dane mix began vomiting blood. Seen at emergency vet diagnosed with gastroenteritis. The claim service was very efficient and staff was so friendly and helpful! We had an earlier claim for dental procedure and has the same pleasant experience. I would highly recommend ASPCA insurance and have done so several times. They even called to check up on Toby.
4

out of 5

POSTED: | BY: Natalie Rynda

Nice insurance

Had them for over 2 years. Love the service, like the payments. They pay almost everything but since most vets grossly overcharge and they pay 80% of reasonable and customary it sometimes doesn't come too close. However, I thankfully didn't have any bills over 500 bucks and also only had a few a year so I'm in a minus. But will keep it in case I need it in the future (hopefully not). Overall I like them and will stay with them.
5

out of 5

POSTED: | BY: dn

There were there when I needed them the most

Except for having to py the different deductibles they handle all claims in proper manner,was really happy to have this ins. when my Holleybelle had to hve 4300.00 surgery to remove stones from her bladder, thanks ASPCA!!
Please leave a review

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
Provider website

Get a quote today

Leave a review