5
out of 5
POSTED: | BY: Cristina Rodriguez
Excellent
The claims were handled in a timely manner. Excellent customer service
4.5
out of 5
Number of reviews 11,864
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Ellen
Outstanding Company
Over the past several years we have insured all our dogs with ASPCA Pet Insurance and they have consistently provided outstanding customer service. ASPCA Pet Insurance has assisted and supported us through illnesses and accidents so that our dogs receive the best possible medical care. The staff is genuine, kind and caring.
5
out of 5
POSTED: | BY: Frank
Our claim was quick and easy
Our dog needed an MRI and after sending in the receipts, ASPCA quickly paid our claim. Seemed pretty easy to me. I only wish they had higher limits and coverage for conservative management options, instead of only surgery for ACL tears.
5
out of 5
POSTED: | BY: Georgeianna Gibson
I made a profit
I spent $1000 on ASPCA pet insurance and received $1100 back!
5
out of 5
POSTED: | BY: Janice Lech
The Best Pet Insurance
I have been a customer since they first opened. Since 1997.In the past I had the 80-20% plan and only paid a $20 a month premium. With my new cast I have the 90%-10 plan and I like it much better. I pay a 100 deductible yearly and they pay 90%. I pay 10%. The plan even includes dental. I pay $29 a month. A dollar a day. Claims you can submit online and are paid promptly. They even call you for an update on your pet. I would recommend this plan to anyone
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.