5
out of 5
POSTED: | BY: Carey
Fast service
I submit claims all the time and each time they are handled very fast!
4.5
out of 5
Number of reviews 11,718
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Cindy
I won't use anyone else!
I have used three different pet insurance companies in the past several years and the ASPCA insurance is the only company that paid claims, without excuses of why they couldn't pay them. Their policy is exactly as advertised and their claims are paid in a timely manner. They follow up with phone calls checking on your pet and are truly sincere. I have recommended the ASPCA to several people and it is the only company I will use from now on for all my pets.
4
out of 5
POSTED: | BY: S
Good coverage, great service
Accidents are always covered, but it would be nice if medical "extras" for pets' comfort and wellness during their hospital visits were covered, such as getting fluids after a bout of vomiting or diarrhea. Service is always friendly, claims are easy to submit, and reimbursements are prompt.
5
out of 5
POSTED: | BY: Marie Cotina
Don't know what I would do without it
MY dog Bailey gets skin allergies and I am constantly taking her to the vet, being on a fixed income, I do not know what I would do without this insureance, claims are easy to put through and they always come through for us.
4
out of 5
POSTED: | BY: Gary Menduke
Timely reimbursement !!
Very solid company and caring as they call to see ifmy dog is doing ok. Never a problem getting my money in a timely manner. Have had it for 13 years and really helpful the past 3 years especially. Thanks to a great team at ASPCA !!8
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.