5
out of 5
POSTED: | BY: Luz Helena
emergency bladder stones surgery
Thanks for processing my claim, you guys were very helpful
4.5
out of 5
Number of reviews 11,718
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Diana
Very helpful and supportive, and they pay!!
My dog fell down an embankment with my daughter in tow and ended up tearing her cruciate ligament and needed TPLO surgery. I have heard these surgeries are not usually covered by insurance companies and I thought I was really going to be disappointed but to my very appreciative relief they paid the majority of the bill! I'm so happy, I really didn't know how I was going to pay for the surgery Chloe needed. Thank you ASPCA!!
5
out of 5
POSTED: | BY: Julie
Dependable great service
I'm always thankful that we have a great pet insurance plan in case anything ever happens to our dog. They make the claim process very efficient and easy to use. I only have great praise for the plan and the team behind it.
5
out of 5
POSTED: | BY: Amy Weismann
Best investment I ever made.
There was no way to know when we took in our kitty that she was going to have consistent issue with vomiting. We have a folder from our vet so huge they had to send it out for professional photocopying rather than take up their copier. If it hadn't been for our ASPCA insurance, we never would have been able to afford to give her the medical care she needs.
5
out of 5
POSTED: | BY: Victoria Hoover
ASPCA representatives are very compassionate .
Ginger, developed a tumor on her right rear paw between her last two toes. As soon as the vet examined her, he scheduled her for surgery. Two days later, Ginger had surgery. The tumor was benign. A week after her surgery, Ginger developed an infection on the same paw. All of the claims were handled in a prompt manner. I was quite pleased with the percentage of the reimbursement for the veterinarian's charges.
I have submitted several claims for Ginger over the last four and a half years. All of the claims have been completed in a timely manner. The ASPCA staff is courteous and compassionate. Someone always gives me a follow up call to check on Ginger's health. I always recommend ASPCA Pet Insurance to my friends.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.