5
out of 5
POSTED: | BY: Patricia N
Reliable
I have been using ASPCA for years and they have been very fair with me and my pug, Mia. I have recommended them to many of my friends.
4.5
out of 5
Number of reviews 11,868
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3
out of 5
POSTED: | BY: David Ferran
Misleading reimbursements
My coverage is supposed to cover 80-90% of the claims that I place. However, I never receive that amount back. They use misleading verbiage such as "customary costs". I'm giving this provider 3 stars because I do believe they have great customer service - the plans just don't justify the high premiums charged. I'll be reevaluating my insurer as soon as I get enough time to do more thorough research.
5
out of 5
POSTED: | BY: Pam
Great company!
Fast turn around. Low cost monthly fee. The people are always friendly and they call to check in on your pets after a claim!!
5
out of 5
POSTED: | BY: Caleb Stempel
Works great
I've been very pleased with the service provided. Very happy and will recommend to my friends
5
out of 5
POSTED: | BY: Sparky25
Great Company
Claims process is easy and claim was processed quickly. I would reccommend this company to anyone interested in buying pet insurance!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.