ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 11,792

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kimberly Story

Very Happy

Very happy with the insurance so far
5

out of 5

POSTED: | BY: ED FOSTER

ACL SURGERY

MY CHOW HAD ACL SURGERY A MONTH AGO TOMORROW - 3RD DOG IN A ROW TO NEED THIS SURGERY - AFTER FIRST 2 DOGS PURCHASED PET INS WHEN I GOT THIS CHOW - FROM BEGINNING TO END TOTAL COST IS ABOUT $4,900 - THE INS PAID ABOUT $3,000 - VERY HAPPY THAT I TOOK OUT THE INSURANCE AND HAPPY ABOUT THE PROMPT AND COURTEOUS SERVICE
5

out of 5

POSTED: | BY: Elizabeth Lincoln

Good help to keep my pet healthy

Help pay for the times your pet has a health problem
5

out of 5

POSTED: | BY: Jeana Lervick

ASPCA Insurance Is Absolutely Invaluable

I have been thrilled with ASPCA Insurance. My otherwise healthy pup had a series of issues that came up all at once. Without ASPCA Insurance, it could have been a huge problem for me. But they made it easy to submit my claims, were relatively quick, and even called afterward to check up on him! I love that they went above and beyond to see how my family--in particularly the furry one--was doing. I highly recommend ASPCA Pet Insurance.
5

out of 5

POSTED: | BY: Mary Nigro

My peys

ASPCA is the best pet insurance. Payments are great and paid in a very timely manner.

Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.

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