5
out of 5
POSTED: | BY: BRIAN
My experience with ASCPA
Reasonable amount of time to pay, clear guidelines, and were quite helpful.
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4.5
out of 5
Number of reviews 11,792
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Nancy Kia
Partners in my pet's health!
All my interactions with the staff at ASPCA Pet Health have been positive, even when one of my dogs passed away. The staff was very sympathetic and did all they could to make this sad experience better. i've never had a problem with claims, and I feel the premiums are fair.
4
out of 5
POSTED: | BY: Kathy Dean
ASPCA Pet Health Insurance.
Our two dogs ate grapes and we discovered it too late to induce vomiting. The veterinary bills came to almost $3000. ASPCA Insurance paid two thirds of the vet bills. The process for submission of the claims was easy and efficient.
5
out of 5
POSTED: | BY: Wanda McIntosh
The staff
My experience with the staff at ASPCA was awesome. I found them to be very helpful, cordial, and I was treated with such caring, grace and professionalism. I must say that this meant so much to me for I have not experienced this in several years.from other establishments. I definitely recommend this service to others who are considering pet insurance. Thank you so very much and may God bless you in a mighty way.
5
out of 5
POSTED: | BY: Cindy Handler
Quick and Fair
Our dog has had a number of health issues, and our ASPCA Pet Health Insurance has always reimbursed us quickly and fairly. They also follow up with phone calls about our pet's health, which is considerate.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.