5
out of 5
POSTED: | BY: Holly Patrick
Love it
So easy to use, easy to upload invoices, money back quick. I will always use them for all my dogs!
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4.5
out of 5
Number of reviews 11,792
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Joyce Parker
In Time of Need
I have had this insurance for 9 years and I never had use it, but when I did, process of getting the help I needed for my beautiful cat was wonder. Thank you so much.
5
out of 5
POSTED: | BY: Dona
Satisfied customer
My westie is 7 years old. I haven't (thankfully) used the insurance much because she's been in overall good health. However, she recently developed a sinus infection and needed various tests, prednisone and antibiotic. My policy covered as stated. I had a $100 deductible and 80% of everything else was reimbursed. The website is easy to navigate making it possibe to either file a claim online or print out a claim form. Reimbursement was fairly quick
5
out of 5
POSTED: | BY: Saundra K
Golden Years
As a owner who feels that her best friends deserve the best care possible this insurance has made that task so much easier. It has provided a valuable offset to the expenses of caring for our furry friends. I would highly recommend this insurance specially to those of us who have older friends. Sashai is 13 years old and Maggy is 3 years old.
5
out of 5
POSTED: | BY: Tirzah James
I am a huge fan of ASPCA insurance, they have been monumental in helping us afford treatment for our beloved Little Ma.
I decided to get pet insurance about 10 years ago and over the years I have used it rarely. I debated back and forth about canceling my policy many times but I am extremely grateful that I didn't cancel. Little Mama, our shih tzu was recently diagnosed with lymphoma of the small intestine. Thankfully the cost of treatment wasn't a factor in deciding what was in her best interests because we have ASPCA insurance, what a life saver! I am happy to report that Little Mama is in remission and is as spunky as ever. ASPCA has been extremely helpful through this process and reimbursed our claims very quickly. If we did not have ASPCA insurance, Little Mama may not be with us now! I recommend ASPCA to everyone and anyone that I meet!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.