5
out of 5
POSTED: | BY: Jennifer Potestio
Great pet insurance and customer…
Great pet insurance and customer service!
Read more on Trustpilot
4.5
out of 5
Number of reviews 11,718
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Clinton Cagle
The application process was simple.
The application process was simple and easy to understand. Very straight forward. No they didn't have all the bells and whistles, but neither did they nag me several times a day for weeks.
4
out of 5
POSTED: | BY: Steve Fitzmaurice
So far, so sort of good
I'm assuming this will be worthwhile pet insurance. The ASPCA name is a great start. One problem is that somehow the zip code you have for me is wrong. As a result, I haven't been able to register. I sent an email about this but haven't heard back. Hopefully this gets resolved soon.
3
out of 5
POSTED: | BY: Lynne. A Pounds
Totally difficult to speak to a live Customer Service Representative
Totally difficult to speak to a live customer service
representative; automatic response does not provide
enough viable options; you need more live customer
service reps;
However, I love the coverage and cost of my fur baby's
insurance package; the process to speak to somone
is to get specific information is difficult;
3
out of 5
POSTED: | BY: Cody Gumeringer
Processing times take way too long in…
Processing times take way too long in my opinion.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.