ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 11,860

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Trisha Perez

Very Happy with ASPCA

First, you don't have my breed in pull down, she is a Black Mouth Cur.I had another pet insurance for years and they never paid anything and I thought what a waste of money. So I searched out other pet insurances and decided on ASPCA. I am so thankful that I switched and now can say they have been extremely good to me. I have had two claims so far and they have paid on both of them. When you have a pet, you need insurance. Had two chocolate labs with no pet insurance and it cost us a pretty penny. They take care of the claims quickly and respond if there is a hold up. I am very happy!
5

out of 5

POSTED: | BY: don reid

Great Company

I have two Shih Tzu girls. Totally happy with Aspcca Insurance. They actually do what they say they will and they repay promptly.
5

out of 5

POSTED: | BY: Shane McCauley

fast reimbursement

i had multiple claims spanning several months and they paid the claims as agreed with in 2 weeks no problems or hassle
5

out of 5

POSTED: | BY: N.S.A

Amazing

Having pet insurance from the ASPCA has been a true blessing. I have piece of mind knowing the ASPCA is here to help us provide the best possible care for Simba
5

out of 5

POSTED: | BY: Nellie McCarty

Prompt payment

My dog Sadie has had problems with kidney stones, infection etc. Am extremely happy with the prompt payment and the follow up calls from ASPCA.
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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