5
out of 5
POSTED: | BY: Ruthie Sellers
Best Pet Insurance Out There
Great Company. User Friendly site. Quick insurance payout
4.5
out of 5
Number of reviews 11,794
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Bettina Schneider
Worst customer service experience EVER!
This company is TERRIBLE!! Insure with someone else! After two months and many, many phone calls I have gotten a different response from everyone I've spoken to. I've uploaded and emailed the invoices three times and again...they are asking for the same invoice. When I call they say they have the invoice. ??? I have NEVER missed my monthly premium and this is the first claim I've ever submitted. You've got to be kidding me! They know how to take my money, just not reimburse for a completely covered expense. I am packing up and taking my money to another pet insurance. Seriously...do not waste your time and money. I am also filing a complaint with my state division of insurance. This is fraud and I'm not letting them get away with it.
5
out of 5
POSTED: | BY: The Birds
ASPCA well worth it !
First time puppy owners we heard 50/50 reviews from friends about whether to go with the pet insurance route, but we are VERY glad we did. Several injuries and growing pain treatments for our lady boxer proved the insurance well worth it.
5
out of 5
POSTED: | BY: J. Tritten
Peace of Mind
We rescued the skinniest little dog you've ever seen in your life and had no idea what her history was or what future problems she might encounter. So we got her ASPCA pet insurance. We're so grateful that we did, we've had a few times she gotten sick and one trip to the emergency vet, that scared us pretty bad. But, we knew we wouldn't have to make the hard decision of loosing our pet because we couldn't afford treatment since we had pet insurance. We even have the level that covers her yearly check ups.
5
out of 5
POSTED: | BY: David Rogers
Sam's Surgical Expenses
The response to my claim for surgical expenses for my Yorkie Sam by ASPCA Pet Health Insurance was excellent. Filing the claim on-line was easy and I received the payment quickly by direct deposit. I'm so glad I had the insurance. It is worth every penny.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.