5
out of 5
POSTED: | BY: Brenda Rice
Awesome insurance
Very affordable and benificial to my pets care
Read more on Trustpilot
4.5
out of 5
Number of reviews 11,890
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Loren Harkin
Peace of Mind
ASPCA Pet Insurance makes it easy to file a claim, and the turnaround is quick. The only issue we have is that Vet costs are so high in NYC, and so the payout does not meet the costs. But it is the same issue with health insurance for humans!
1
out of 5
POSTED: | BY: Thomas Erickson
extreme disappointment
Recently I submitted a claim. The company that processed my claim gave me $0 on my claim of $767.74. I carried regular pet insurance plus wellness. This company and the processing company are just like any insurance they take your money, but when you really need them they deny.
5
out of 5
POSTED: | BY: Cornelia Hansen
Pet health insurance a must!
I have had Petshealth Care plan for many years and I"m very glad I do. They have been there to answer questions, are always concerned about my satisfaction and paid for my claims quickly. With the cost of veterinary services so high, it's imperative to have insurance on your pet. This one is the best.
5
out of 5
POSTED: | BY: Talbot Logan
Always there with quick reviews
We bought insurance for our dog when he turned 6, since we didn't want to be caught unprepared. Whether covering wellness visits or injuries, I have been impressed by ASPCAs reliability and quick review process. I would highly recommend.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.