5
out of 5
POSTED: | BY: jeff rabiea
excellent
excellent
4.5
out of 5
Number of reviews 11,884
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Lori Weber
Convenient Peace of Mind
I've had ASPCA insurance for my German Shepherd mix for 6 months now. I purchased this insurance on the recommendation from a friend. I'm glad I did. My dog is had two accidents in this time. Both of the claims I submitted were paid in a timely manner, and were easy and convenient to submit online. I received my direct deposit reimbursement within two weeks of submitting my claim. A customer service representative followed up on both claims as well. I would recommend this insurance to a friend.
5
out of 5
POSTED: | BY: Sandra Cowen
Good Coverage and Quick Reimbursement
I've had ASPCA Pet Insurance for several cats over the years. The coverage has proved beneficial many times, and the reimbursement is quick. Everyone should have pet insurance because pets are going to get sick no matter how well we take care of them.
5
out of 5
POSTED: | BY: Trish C
Has given me peace of mind
I signed up for PetsHealth when I first rescued my Labrador Retriever. A Lab is an active dog that will likely see a vet often. The insurance plan has more than paid for itself over the years. We've been through 2 knee surgeries and an eye removal due to cancer. Claims are easy to submit and payments are prompt. I would never be without an insurance plan for my dog.
5
out of 5
POSTED: | BY: Leo
You never want to use! But when you need is the to
Our dog lost full movement on the rear paws... During a stressful time the last thing. You want I'd to worry about costs and bills.
ASPCA was the best provider to have and made the whole.process easy and stress feew
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.