4
out of 5
POSTED: | BY: david tourlier
Not yet need to use it
Not yet need to use it. But online subscription is easy and clear.
Read more on Trustpilot
4.5
out of 5
Number of reviews 11,718
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: customer
Service delivered as promised
Service delivered as promised
5
out of 5
POSTED: | BY: Barbara Williams
Easy transaction
All options were explained and it made the decision process easy. Help was provided as needed when I had questions. The transaction was simple and to the point.
1
out of 5
POSTED: | BY: Leah Drexler
Look elsewhere.
I paid my payment every month. Submitted a claim. They asked for all my dogs records. I gave it to them. The bill was way over my deductible and was not a regular visit so they should have paid. It took over a month for the claim and they denied it.
Do your self a favor and look somewhere else!
1
out of 5
POSTED: | BY: Jonathan Scalisi
Claim Queued…
Submitted a claim on the 19th and I’ve noticed it’s still queued ten days later. ASPCA has not provided me with any communication.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.