ASPCA | Pet Insurance Review

4.5

out of 5

Number of reviews 11,876

ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice. Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sandra Sheehan

ASPCA insurance is like an extra friend

My dog had a growth on her thigh which turned out to be a rare type of a mass cell tumor. Lily has had to have surgery, meds, ultasound & bloodwork.At the same time she experienced high occular pressure and has to be treated for that. The medical costs really add up and it helped tremendously to have the claims processed quickly and easily especially since the premiums are reasonable. It was very nice to get a phone call from a caring representative inquiring as to her recovery.Lily is doing well but will have to have ongoing checkups and I know ASPCA will be there to help me provide the very best medical care for my baby!Thank You!
5

out of 5

POSTED: | BY: Stephanie M

Best Investment into my dog's health

I have carried ASPCA since my Lab was a puppy. She is 9 now, I just added continuing coverage. She has had two major knee surgeries in her life, both over $5,000. My claims were always processed quickly and I never have to worry about getting paid. The $100 deductible per year is amazing!
5

out of 5

POSTED: | BY: jim

helps

love buffy and would do anything to keep her healthy had used twice and they helped keep costs down nice to haveif u need
5

out of 5

POSTED: | BY: Socrates' Mommy

When you get a rescue

When you get a rescue, you get endless boundless joy and love. When you get a rescue, you don't get family history, personality traits, or list of allergies, but that's ok, because we got ASPCA Pet insurance. Getting Socrates was the best decisions I ever made. Choosing ASPCA pet insurance was the best choice for us. Seasonal allergies, ear infections, joint medication, and an adverse reaction to medication(that was scary mostly for mom not him), ASPCA helped us every time. Filing a claim has never been easier. Simply put ASPCA pet insurance provides peace of mind so we can focus on staying healthy, active, and wagging.
4

out of 5

POSTED: | BY: Stephen Bailey

Works for Me

Decently fast response time and reasonable payout. Haven't had any major health problems with our cat yet, so can't comment on how it goes for that. Would recommend.
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Monthly Cost

Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.

Coverage

The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%

Payout Limits

Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option. No lifetime limits.

Deductible

$100, $250 or $500 annually.

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered. ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment. If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee. Accident-Only coverage available.
ASPCA Pet Insurance detail
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents. Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice.  Preventive Care is available at an additional cost.
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