5
out of 5
POSTED: | BY: Paul Keihner
Thank you. Everything went as advertised.
Overall a good experience.
Read more on Trustpilot
4.5
out of 5
Number of reviews 11,864
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Virginia Tremblay
Great, consistent service in good times and bad
I am very happy with my coverage - people answer the phone without having to wade through dozens of phone menus, everyone is helpful and professional. 99% of the time I am filing claims for routine wellness but this summer our dog did have a scary emergency where her shoulder was lacerated. I felt totally confident charging the costs of her sutures and anesthesia, a costly vet visit, knowing that I could count on timely reimbursement without a lot of hassle. Thank you!!
5
out of 5
POSTED: | BY: Izzy
Wow
Amazing
4
out of 5
POSTED: | BY: Nonna
Nonna
I bought this insurance a few month ago. I agree with many of who wrought the reviews that preexistent condition should be covered. So far, I had a good experience with this insurance, let see how it is going to be later on. Hope this experience will continue.
5
out of 5
POSTED: | BY: Velma Black
My pet inc. is a God send.
I have 3 little fur babies and it seems like they all have to go to the vet at once. That's a hand full, so they go one at a time. Thank God I have only had a couple of real bad things go wrong. My chihuahua Baxter had something happen to his liver. I was so afraid I was gong to lose him, and so was the vet. But thankfully we pulled him through.Then Skittles tore her ACL, that wasn't fun for sure. But we got her up and going in no time. I'm so glad I have my pet inc. I would have vet bills coming out my ears. ASPCA vet inc. is so great to have when you need it, I suggest everyone get it for their fur babies.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.