5
out of 5
POSTED: | BY: Barbara McCain
Fast, Convenient and Hassle Free
Fast, Convenient and Hassle Free
4.5
out of 5
Number of reviews 11,864
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Steve Rifkin
Wonderful Coverage
Have had this coverage for both of our King Charles Spaniels for over 6 years. The insurance coverage is better and more comprehensive than what I have for myself! I highly recommend the product.
5
out of 5
POSTED: | BY: Janice
Best pet insurance
Your customer service is magnificent!
5
out of 5
POSTED: | BY: Geri Ooi
Thankful! Wish they also offered human insurance!
ASPCA Pet Insurance is amazing. My dog and I have been a client for over 5 years, and this has been the best experience I've ever had with an insurance company. For every claim, I've received a return of anywhere from 60-78% back of my total vet fees. They have been a life saver!
Too bad that they don't also offer human insurance!
5
out of 5
POSTED: | BY: Melissa Scopelitis
Satisfied service & quick refund
Had to use ASPCA pet insurance for surgery for my cat over the summer. She had two what turned out to be cancerous cysts removed from her back. Everyone I spoke to at ASPCA's insurance was helpful and courteous, and we were quickly reimbursed for a good portion of the original bill we received from our vet
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.