5
out of 5
POSTED: | BY: cory
small premium--great coverage
small premium-great coverage
4.5
out of 5
Number of reviews 11,802
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Tony Yaniz
Everything we expected, and much more!
We were recommended ASPCA because our vet, who we trust implicitly, spoke very highly about. Now that our dog Puck tore a cranial ligament and required delicate surgery--plate, screws, etc.--and incurred a substantial debt we realized how spot on our vet was. In short time we got reimbursed the major portion of the bill. Filing a claim was easy, customer service was helpful and the entire process was hassle-free! Thank you, our dogs are our kids and knowing that ASPCA is there for us makes us sleep better at night!
5
out of 5
POSTED: | BY: Julie
Peace of mind in a stressful situation
I've had ASPCA pet insurance a little over 6 months when I found out I had to put in a claim for my dogs foot infection. It turned out to be an expensive and stressful(emotional)incident. ASPCA was very helpful and professional all through my claim experience. I want to thank them for their kindness and help.
5
out of 5
POSTED: | BY: J
Helpful and worth it
I've found this insurance to be helpful when a health even has come about with my cat. ASPCA has processed my claims in a timely manner.I feel a little more confident in getting care for my cat when I know I have the backing for ASPCA insurance.
5
out of 5
POSTED: | BY: Renee Perrault
Pet insurace is well worth it
We have used our insurance in our first year and 5 1/2 later and they have been awsome. the paperwork is easy to fill out and they keep you posted on the clam.they call or email you to check on your pets recovery and see if they can help with any thing else.
they care about you and your pets well beign.
deffiently worth the money.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.