5
out of 5
POSTED: | BY: Brynna
My experience has been great!
I have a dog with a lot of illnesses, and aspca has been prompt, caring and thorough!
4.5
out of 5
Number of reviews 11,860
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Judith Alling
We felt like we had an ally with our pet's care!
Our Pug, Frank, is a ten year old valued member of our family. Like many older dogs, his vision has been failing...so when he wandered into a car in front of our fifth wheel trailer on a recent camping trip, we were horrified. Even though the car was only going five miles an hour, his right front leg was broken. The resulting injury required surgery, the surgeon placing a plate on the bone to stabilize it.
We thought the worst was behind us until, at our first return visit learned he had gotten an infection in the wound causing a second surgery, and daily vet visits for almost two weeks for bandage changes and wound care. He was on a multitude of medications and under constant care.
Thank heavens we have ASPCA PET INSURANCE! Within seven days of our original claim, 90% of our costs (-the deductible) were deposited back into our account. And, I learned that all our other claims have been completed today! It felt like our Frankie had a guardian angel...there to ensure he got the best available care! We truly thank them!
We love our pets as if they are family....and I feel having pet insurance is not only the smart thing to do, it's the responsible thing to do! THANK YOU ASPCA PET INSURANCE!
5
out of 5
POSTED: | BY: Catherine Rainey
Reliable service without payment delay.
Insurance coverage amount was reasonable and prompt. ASPCA representative called to assess my satisfaction & expressed concern for my ill pet. I appreciate the "human touch"
5
out of 5
POSTED: | BY: David
Live up to their promise
With an elderly Papillon, have had regular health issues to deal with. ASPCA Pet Insurance website makes submissions easy and fast, payment is prompt and always to the letter of our agreement. Even get calls to see how my dog is feeling. Very satisfied.
5
out of 5
POSTED: | BY: Stephanie J.
Best pet insurance
I have had Aspca pet insurance for 10 years or so. Smartest thing I've ever done for my dog Cosmo. Who would've known my furry baby was accident prone and would have health conditions as he got older. The pet insurance helped with Cosmo's vet bill through al these years. If we ever get another dog, Aspca insurance I would purchase again.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.