ASPCA | Pet Insurance Review

Adopting a pet brings with it the responsibility of providing good medical care which, as we all know, can be very expensive. I used to think pet insurance was not a good investment. Then I had a cat with cancer. It took me three years to pay off the $3,500 bill. Ever since then I have had all my pets insured. When another one of my cats had inflammatory bowel disease I was able to provide her with excellent care knowing that I would have some help with her medical expenses. Recently I took my 9-year-old cat, Charlie, to find out that he had a UTI. The blood tests, urine samples, and antibiotics were costly. In addition, while he was there he was found to be in need of dental treatment which included extractions. The money for all his treatment was not in my budget, but was necessary to restore him to the healthy cat he has always been. I knew I would receive help with those expenses and that was a very good thing when two weeks later my other cat had to be treated for an eye infection. I have had my cats and dogs insured through ASPCA for a number of years. Although I have been lucky enough for most of my animals to be healthy and need only regular preventive care, the few times when more care was needed it has been a great relief to know that I could provide whatever was needed. My claims have always been handled quickly and the people I have spoken to at ASPCA have all been wonderful, especially when humane euthanasia was necessary. I will continue to insure my fur babies through ASPCA.

After my 12 year old Golden passed away and one day of vet bills ran about $1500, I decided to get pet insurance for my elderly cat. Within a year he began to go downhill rapidly and once again the bills were piling up. That time, ASPCA insurance helped me to recoup most of my out of pocket expenses. Now, with another elderly dog who has lots of stomach issues, pet insurance is helping me to make sure this dog has the best of care without worrying that I won't be able to afford it.

This is a straightforward, basic policy that gives good peace of mind- my cat had an asthma attack and I needed to bring him to the animal ER. Knowing I may get some reimbursement is quite comforting, even with a basic plan. Being able to afford to treat my cat eased a stressful time. Plus, the online user interface is really easy to use.

I have a healthy mutt, so I got the lowest plan when she turned 5 just after a very expensive UTI. Then.. she torn a knee ligament. It was very pricey but of course her enjoyment of life was 1000% more important to me. At first I was expecting this insurance not to cover the max allowed - and I'd have to fight it, much like I have done with my own insurance. They DID pay the max allowed, THANKFULLY. So it really helped with the bills. They have been really great when you call them and communicative. Very nice people over the phone. Easy online center too.

We have had our puppy for only one year, but every claim we have submitted (and there have been several) has been reviewed promptly and partially covered. Representatives are helpful and coverage seems good. Would choose ASPCA Pet Insurance again if we get another pet.