4
out of 5
POSTED: | BY: Sandy weber
I would recommend them to you, they r also nice to
This insurance gives me piece of mind in case of an accident or serious illness.
4.5
out of 5
Number of reviews 11,868
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Crystal
Great Customer Service
I purchased this insurance for both of my dogs. One has a week immune system with skin issues so frequent trips to the vet. Besides coverage their customer service is excellent. I get the paper checks sent to my house and they noticed one was not cashed and contacted me. They were able to reissue a check without any problems
5
out of 5
POSTED: | BY: Diane
Timely Reimbursement
So far having this pet insurance has helped out with medical bills for our Pit bull. Not knowing that pit bulls are known for skin allergies, this insurance has helped. Being a single parent with a daughter in college, and this being her dog, it is nice to know that some of the costs are taken care of.
1
out of 5
POSTED: | BY: Marlene Zajan
non payment
My dog had an operation last month and ASPCA wouldn't pay for anything!! They claimed that the condition was found before the beginning of this year's coverage. I have to eat about $1300 worth of treatments. I have never ever missed a payment, in fact, the monies come out of my checking account each month. I would never recommend this insurance to anyone ever.
4
out of 5
POSTED: | BY: Kathleen Wilson
Glad I chose ASPCA
I always worked for a veterinary hospital so I never needed insurance for my own pet but deal with clients' insurance. Now that I am no longer in the industry I had to choose an insurance plan for my pets and I am glad I chose ASPCA. They offer good plans, easy access and settled my claims quickly. Most important of all their staff is top notch. I have never received anything less than the highest quality customer service!
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.