5
out of 5
POSTED: | BY: Ferne Waldman
REVIEW
Very affordable Pet Insurance...they are fair with there pricing and pay promptly. Very happy with ASPCA..
4.5
out of 5
Number of reviews 11,894
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2
out of 5
POSTED: | BY: Antonette Gosnell
A total disappointment!!!!
I can't express how disappointed we are in the ASPCA pet insurance. We have been loyal customers for over 6 years paying well over $4,000 into the plan. Now that we have had the misfortune of our dog being diagnosed with terminal cancer, we have had to utilize the plan. The claims take approximately 4 weeks to pay and they are averaging a payout of 55-60%. Totally unacceptable.
5
out of 5
POSTED: | BY: Lynn
Health Insurance Review
I've had insurance since Lucy was puppy. A friend recommended insurance saying it seemed whenever her dog had problems it would be an emergency which can be more costly.She also recommend ASPCA. I have never had a problem with this insurance. Claims are paid and if not, explained exactly why.
I think the rates are a little high but. It is definitely worth the peace of mind.
I don't hesitate to get Lucy the healthcare she needs
5
out of 5
POSTED: | BY: Doug
We have a mixed puppy and already have had 2 claim
Two claims for a puppy who has been getting into puppy mischief. Swallowed a bottle cap needed X-rays. Also had an eye infection we think from digging in the backyard. Both claims have been repaid within a month of submitting the claim.
4
out of 5
POSTED: | BY: Karen Chong
Efficient Reimbursement
We've never had any problems with ASPCA Pet Insurance as they have been very efficient on all our reimbursements. The only problem is our dog had to have a biopsy of her liver and it wasn't covered, and bcos it's a 4-figure procedure, we decided against it. Other than that, we have not had any problems.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.