5
out of 5
POSTED: | BY: jaclyn ritzman
Review
This insurances has been a peace of mind given the fact that I rescued a dog and did not have much, if any, information in regards to her past.
4.5
out of 5
Number of reviews 11,883
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Sue Woods
Great people!!!!!!!!!!!
I love this company. They stay in contact with me during and after the treatment. They feel your sadness and your joy. I'm glad I have them there for me whenever I need them. They are the best!!! I highly recommend them for your insurance needs. I'm always handing out there business cards. You will like them too. Please Please get them for your needs. You will not regret it.
5
out of 5
POSTED: | BY: Debra Engle
So Wise To Have Your Pet Insured!
We have had both our dogs insured and have NEVER regretted it! We have dealt from a fish hook through the tongue to emergency care due to ingestion of toxic substances such as large consumption of the dog's medication. Most recently, our 8 year old Lab had to have surgery to remove 3 teeth.The reimbursement from our insurance for these incidents have significantly helped with expenses. We especially like the fact that there is a yearly deduction rather than a per incident.
5
out of 5
POSTED: | BY: Theresa
We don't know what we would have done without it!
We got pet insurance for our two cats "just in case" and we are so glad to have made that decision. Our 15 year old cat started having health issues and the vet bills that followed were shocking to us. Without ASPCA insurance and the security of knowing that we will be reimbursed for MOST of what we spend, we don't know how we could have continued to give our beloved cat the best care. Seeing all the claims we had to put in, ASPCA cared enough to call us personally to check on our cat! We highly recommend ASPCA to all of friends and family.
5
out of 5
POSTED: | BY: Angela M
Great Insurance
I absolutely love the coverage I have for my pup. The reimbursement is quick and filing the claim form is easy. The only thing I wish worked better was the ability to file claims online and upload tr needed documents, otherwise I have no complaints. The employees at ASPCA always call me to see how Sebastian is feeling, which I think is very touching and caring. They are always willing and able to answer any questions and are extremely helpful.
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.