4
out of 5
POSTED: | BY: Gary Brooks
Disappointed that out of a 233 dollar…
Disappointed that out of a 233 dollar claim only 90 dollars is covered.
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4.5
out of 5
Number of reviews 11,714
ASPCA Pet Health Insurance® is committed to making veterinary care more affordable for pet parents. Its Complete Coverage plan covers accidents, injuries and illnesses, and features a simplified reimbursement based on percentage of invoice.
Learn more about ASPCA’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2
out of 5
POSTED: | BY: Maria
I don't like the fact that the coverage doesn't start till 2-3 weeks after payment
I don't like the fact that the insurance doesn't kick in right away. You are made to pay right away but it doesn't start coverage until 2-3 weeks later. 6 days after I got it my dog was injured and I had to pay $10k out of pocket because the insurance didn't start coverage until 2 weeks later.
3
out of 5
2
out of 5
POSTED: | BY: Joni Confalone
My dog received 2 vaccines as followup…
My dog received 2 vaccines as followup to his yearly well visit: Leptospira 4Servovar Vaccine, 1yr and Bordetella Parainfluemza IN 1yr.
When I attempted to submit his claim (even though I was clear it was well below the reimbursement level), I found no option to select these vaccines.
He is scheduled again for Friday, October 25 to receive another vaccine to complete his well visit.
Perhaps I am not using the claim submission correctly? If I am not, clarification would be appreciated.
5
out of 5
POSTED: | BY: Jesse Ashley
Got money back within a reasonable time…
Got money back within a reasonable time and a great price making sure my baby is ok
Monthly Cost
Rates start at: $10 (for accident only), $16 (Complete Coverage). Rates vary based on species, age, breed, and location.
Coverage
The pay-out amount is based on the actual vet bill, at a rate pre-selected by the customer: 90%, 80% or 70%
Payout Limits
Annual limits can be set by the customer, ranging from $2,500 to $20,000, including an unlimited option.
No lifetime limits.
Deductible
$100, $250 or $500 annually.
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
There are no waiting periods for preventive care. Coverage begins 14 days after date listed on policy for accidents, illnesses, and knee/ligament conditions.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered.
ASPCA Pet Health Insurance has two Preventive Care plans that can be added to help cover a pet’s wellness care, including annual exams, vaccinations, tests, dental cleanings and flea/heartworm preventive. Preventive Care plans reimburse up to a set amount for each listed treatment.
If your pet exhibited symptoms of a knee and ligament condition at any time, prior to enrollment or during a waiting period, all ligament and knee conditions will be excluded. Ligament and Knee are conditions involving a ligament, patella, meniscus or soft tissue disorder of the knee.
Accident-Only coverage available.
ASPCA Pet Health Insurance®, provided by Crum & Forster Pet Insurance Group through its licensed agency, C&F Insurance Agency, Inc., is committed to improving animal care across the U.S. by making veterinary care more affordable for pet parents.
Their Complete Coverage(SM) plan covers accidents, injuries, illnesses and more, and features simplified reimbursement based on percentage of invoice. Preventive Care is available at an additional cost.